CNN America's best run cities

24/7 Wall Street reviewed local economies, fiscal discipline and standard of living of the 100 largest cities by population to determine the best-run cities.

1. Virginia Beach, VA
2. Irvine, CA
3. Madison, WI

For the complete list visit msn.com

Tips for planning your summer travel on a budget

Plan that summer vacation without breaking the bank with these travel tips.

1. Research. Compare hotel and flight prices, call and ask about any unlisted discounts.
2. Be flexible. The most expensive days to fly are Mondays and Fridays. Plan your trip on the off days, and consider connecting flights instead of direct, or early flights.
3. Brave the elements. Campgrounds are inexpensive and because you often cook your own food, it doubles your savings.
4. Breakfast included. Make sure breakfast is included in the hotel rate.
5. Eat in. Cook dinner or have a picnic. When you do eat out, lunch is less expensive than dinner and drink water instead of soft drinks or liquor.
6. Use plastic. Avoid ATM fees by selecting cash back when making debit purchases.
7. Save at the pump. Utilize phone apps that list gas prices in the area.
8. Matinees. Hit up the movies during the day for cheaper admission.
9. Museums and parks. Often museums offer free admission.
10. Coupons. Scan the Internet for discounts on attractions in and around your destination.

Avoid these common mistakes when buying a home

Home buying can be a frustrating experience, but choosing a competent real estate agent to guide you through the process will likely save you time and money. Here are some tips to avoid costly mistakes.

1. Get pre-approved BEFORE you start your home search. Pre-approval will give you a realistic price point when viewing potential homes and puts you in a better position to make a serious offer.
2. Research the neighborhood. Learn about crime statistics, schools and amenities within your potential town.
3. Look beyond the décor. Focus on the structure itself, square footage and layout. Look beyond the taste of the current homeowner, and remember you are buying the actual house.
4. Never skip the inspection. Your home is likely the biggest investment you will ever make, a home inspection is necessary to ensure it is a sound structure or at the very least, make you aware of any defects.
5. Give yourself an out. Make sure there are contingencies (such as financing or inspection) in the contract so you can back out of the deal and recoup your deposit.
6. Don’t buy the most expensive house on the block. The lower home values around your property will negatively affect your property's value.
7. Keep resale value in mind. It may be difficult to envision selling a home that you have yet to live in, but remember to consider long-term property value, location and overall mass appeal, when viewing a potential home.

Steps to make your offer more desirable than other bids

Even in a buyer's market, there are often multiple offers on a property. This can be a stressful and frustrating time for perspective buyers, and they should rely on their professional real estate agent to guide them through the process. The sellers evaluate the offers and decide which to accept. Here are some tips to put your offer above the competition.

• Money talks - A cash offer is a serious contender with any property.
• Pre-approved guarantee - Let the sellers know you are qualified by submitting your loan pre-approval letter from the lender. A pre-approval letter from the lender confirms your employment, source of your down payment, and other aspects of your financial circumstances. Although obtaining the approval is more involved than a pre-qualification letter, it carries more weight. A strictly cash offer is a serious contender with any property.
• Don't underestimate the power of a down payment - Increase your down payment, it tells the seller you are a serious buyer. Obviously, the highest offer appeals the most to sellers. If the price is uncharacteristically low to encourage multiple offers, have your agent evaluate the comps in the area to decide on a reasonable offer.
• Play nice - Find out what the sellers want and be flexible. Cater to their desired closing date or waive minimal repairs. Offer to pay closing costs and don’t ask for personal items in the home.
• No strings - Remove contingencies. The buyer with an offer that is not contingent upon sale of another property will more attractive to sellers.

Gardening mistakes to avoid

Whether you are a garden novice or a seasoned green thumb expert, avoid common gardening mistakes with these tips.

1. Pay attention to your property. Observe what areas receive the most sunlight and if there are areas that are often shaded throughout the day. Is there an area that collects an excess of water?
2. Read care instructions on trees, shrubs and plants. Learn and adhere to proper spacing instructions. Remember, spacing may seem excessive at first, but as plants grow and flourish they will increase in size and require adequate space.
3. Take pictures of your space and bring them to your local nursery with your notes and observations of sun exposure. The experts may have some advice and ideas for what will thrive and complement your yard.
4. Install an irrigation system in your yard or be vigilant about watering plant roots according to necessary specifications. This is especially important in the early stages to ensure the plants take root.
5. Landscaping and upkeep can be time consuming and expensive. Choose plant life that will not break your budget, this may entail landscaping your space in stages.

Tips for buying and selling homes at the same time

When you are buying a property while selling a property your real estate agent is more important than ever. A qualified and competent agent should be able to give you an accurate estimation of the price your current property may trade for, which is crucial if the sale of the property is contingent on the purchase of another.

Follow the same basic rules when selling your home: get organized by disposing or donating unused items, stage your property, and pack anything you don’t need on a daily basis in preparation for a move. Get a home inspection and make any necessary repairs for your potential buyers and a pre-approval letter to give to sellers of a property you may be interested in. Any proactive and preventative steps you complete will expedite both the home selling and buying process.

When listing your home be realistic with potential offers and ask for a closing date that fits your schedule. Perhaps, if the property you are purchasing is contingent on the sale of your current property, you can ask your buyers for an early closing date. If you have yet to find a property to purchase, you may ask for a later closing date so you won’t have to rent in the interim. No matter what your circumstances are, organization, pre-planning, in-depth knowledge of your finances, coupled with a skilled and experienced real estate professional, are vital aspects to the process.